IndusInd Rewardz Festival 2025 Cashback & Rewards

Merchants accept these fees because credit cards drive more sales. People tend to spend more when using cards compared to cash, and credit cards can also bring in repeat business. So, even though they’re paying fees, merchants benefit from higher sales and customer loyalty. However, you can use your rewards cashback for making payment transactions with us. From easier everyday banking to expert help with your investments, our Employee Banking Solutions are designed to reward you.

Top Cashback Credit Cards in India 2025

It provides different cashback offers on every purchase the card pinup bet holder makes and it stands as the best cashback credit card. The SBI Cashback Credit Card is a popular option for customers who prefer direct cashback instead of reward points. SBI cashback card offers up to 5% cashback on online transactions and 1% cashback on offline spending. This cashback SBI card can be used for both domestic and international transactions.

HDFC Bank evaluates your eligibility and credit limit for a Credit Card based on your annual income. At HDFC Bank, we understand that every rupee you spend is valuable, and that is why we offer Cashback Credit Cards to make it count. Cash-back programs are a great way to make your money work for you, but they have their pros and cons. CAs, experts and businesses can get GST ready with Clear GST software & certification course. Our GST Software helps CAs, tax experts & business to manage returns & invoices in an easy manner. Our Goods & Services Tax course includes tutorial videos, guides and expert assistance to help you in mastering Goods and Services Tax.

Perfect for first-time cardholders, the HDFC MoneyBack+ comes with a low annual fee and good benefits. Open a gateway to a world of privileges and benefits with your Airtel Axis Bank Credit Card. This card is designed to connect you to exclusive offers, cashbacks and other added delights.

Cashback is the simplest form of the benefits provided by credit cards, and cashback credit cards are the tools that offer you the same. A credit card that offers cashback on all your spending allows you to save a percentage of what you spend every time you make a purchase. The cashback rate is an obvious factor that must be considered when you are looking for a cashback card. It also helps to understand and analyze your spending pattern as it can be aligned with the benefits offered by the credit card issuer.

• Cashback is automatically credited to your statement within 45 days of the statement date, so there is no need to manually redeem points.
• However, the annual fee charged with the card is slightly on the higher side, keeping in mind the benefits it provides, but the annual fee waiver justifies the same.
• A beginner shopping card by SBI Bank, the SimplyClick credit card is great for first-time users.
• Additionally, take advantage of any special promotions or offers from the card issuer.
• Most of the card providers offer cashback on the supplementary card purchases as well.
• Once you pay the joining fee, you get 500 cash points as a welcome benefit.

You can now choose the type of reward that fits your needs. Bajaj Prime offers an exclusive membership program through which you get rewarded with cashbacks for payments and purchases on your favourite brands. Enjoy access to a diverse array of welcome benefits, including free subscriptions, deals on popular OTT platforms and offers on a variety of brands across multiple categories. It offers cashback on a wide range of categories, including travel, office supplies, and advertising. Businesses can earn significant rewards, especially if they spend heavily on international travel and corporate expenses.

Each card has been evaluated based on factors like transaction limits, ATM withdrawal benefits, international usage, cashback offers, and additional privileges. To make the most of your cashback credit card, use your card for larger purchases to gain maximum cashback. HDFC Bank generates a Credit Card statement that contains a comprehensive breakdown of all the transactions made during your credit cycle. HDFC Bank will send a bill every month in accordance with your billing cycle.

You will receive a cashback on successful loan disbursal on purchase of an AC or a refrigerator. The forex markup fee is 3.5% + GST on all international transactions. The annual fee is ₹999 + GST, which is waived if you spend ₹2 lakh or more in the previous year. Sushma is an expert in online money-making strategies with extensive experience in business.

Cash-back programs offer a simple and effective way to earn rewards on your everyday purchases. Just remember to keep an eye on fees, interest rates, and deadlines to get the most out of your rewards. Today, cash-back programs have expanded beyond credit cards.

If a customer carries a balance or misses a payment, the company can charge interest and late fees. These fees often outweigh the cash-back rewards the cardholder earns. So, while customers think they’re getting free money, card issuers are still profiting from the interest and fees. They give you a consistent percentage back on all purchases, no matter the category. If you don’t want to keep track of spending categories, this is an easy choice. Many merchants partner with credit card companies to offer bonus rewards for shopping at their stores.

Emirates NBD Liv Credit Card

Axis Bank offers Flipkart’s Axis Credit Card in association with Flipkart to deliver its customers exclusive cashback benefits for all their spending. With this card, you get accelerated cashback on online shopping through Flipkart, Myntra, Cleartrip, and more. Avail various benefits with this card, including welcome benefits worth ₹350 and exciting discount offers on dining through the Axis Bank Dining Delights program. The IndusInd Rewardz Festival 2025 is a spend-based credit card offer. Cardholders can earn extra rewards in the form of cashback, vouchers, or reward points on top of the regular benefits of their card. Unlike previous offers that focused only on points, this year, the bank has made it flexible.

To get started, sign up for an account, and when you shop online, make sure to access the store through the app’s link. Rakuten offers cash back on purchases from many big retailers, while Ibotta focuses more on groceries but has expanded into other areas. These platforms are an easy way to stack rewards on top of what you already earn from your credit card.

The SBI Cashback Card is a popular card offered by SBI Card. As the name suggests, the card is a cashback reward card and provides cash back for every transaction made with the card. It’s a great card as you don’t have to track your reward points or go through the hassle of redeeming points for different things. The annual charges applicable on the card are Rs. 999, and you can get it waived off on spending Rs. 2 Lakhs or more in the previous year. To maximize cashback, use your credit card for purchases in categories that offer the highest cashback rates. Additionally, take advantage of any special promotions or offers from the card issuer.

Amazon Pay ICICI Bank Credit Card

The YES Bank Prosperity Cashback Credit Card offers facilities like instant EMI, EMI on call, quick loans, etc. In addition to this you get cashbacks, refunds, and fuel surcharge waivers. A. In order to get cashback, you must meet the minimum spend requirement (if any on the card).

To be eligible for this card, a salaried individual should have a minimum income of Rs. 35,000 per month. If one is self-employed, their ITR must be of minimum Rs. 6 Lakh per annum. All Indian residents within the age of 21 and 40 are eligible to apply for this card.

To be eligible for cashback on the DIB Consumer Cashback Platinum Card, you need to spend a minimum of AED 4,000 each month. Additional documents may be requested from you during the credit card application process. With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you’ve got your eye on. If you forget to redeem your cash back or let it sit too long, you could lose the rewards you’ve earned. Keep an eye on your reward balance, and make sure to use it before it expires.